insurance for modified bikes

[lomsavage]

hi there

we all know footmans do great quotes for standard (and standard ish) kats etc

any companies that are similar for highly modified bikes (obvioulsy with agreed value, due to cost of rebuilding, rather than what they are worth)

H

[Pop-Kat]

Got all my mods declared on an "e-bike" policy, there's not a special agreed value that i know of, i just put the bikes value in the options.

Mods on the efe are, forks/wheels/swingarm/carbs/paint/big bore/brakes...pretty much everything exept the frame/headlight/clocks and back light...

[johnr]

auntie carol for me so far, modded 1100(big bore, gixxer running gear, stock 1100, stock 400, modded '67 bsa250, stock '53bsa600 all fully comp and all agreed value and all with euro breakdown cover, 165 quid!

[Fred]

£165 WOW

You must be like 150 years old with 130 years no claims and only do 5 miles a year to get a price like that

[johnr]

nah, 43 yrs old, rural location, bikes garaged, classic policy so no ncd, unlimited milage and no points.

[Nigelkat]

Footman james well modified, wheels, suspension and engine mods all declared with agreed value & breakdown cover inc europe. fully comp £108

[lomsavage]

interesting,

didn't think they did modded bikes

will call them

[johnr]

you take out a policy with an agreed valuation. when you take it out you send pictures and a report of whats been done to it to the company along with your valuation of it. they look at the stuff you send and if they agree they will send you a letter agreeing its value. and thats that. the valuation is binding both ways, you wont get more in the event of a loss and they wont give less.